The $0 Benefit Strategy: Boosting Retention Without Touching the Bottom Line.
In a competitive labor market, how does a local business compete with national corporations for talent? The answer isn't necessarily a higher salary—it’s Total Compensation Value.
Our Preventative Care Management Program (SIMRP) utilizes Section 125 of the IRS code to create a specialized insurance plan that funds itself through FICA tax savings. The result? Your employees get an average of $1,200 to $1,800 in annual value at no net cost to the company or the worker.
The "Win-Win" Breakdown
For the Employer: Reduced FICA payroll taxes and higher employee retention.
For the Employee: Immediate access to a premium benefit suite with zero out-of-pocket cost.
This is a fully compliant ERISA strategy that has been helping business owners nationwide reclaim their payroll taxes while providing a safety net for their teams. If you have 5 or more employees, this is likely the single most impactful financial move you can make this year.
Calculate Your Savings
Let’s run the math on your current payroll and see how much you could be saving.
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