:root {
  --blue: #003366;
  --blue-bright: #0056b3;
  --gold: #c8a96e;
  --ink: #243247;
  --pale: #f5f8fc;
  --white: #ffffff;
}

* {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
}

body {
  color: var(--ink);
  font-family: Inter, Arial, sans-serif;
  line-height: 1.65;
}

a {
  color: inherit;
}

.topline {
  background: var(--blue);
  color: var(--white);
  font-size: .72rem;
  font-weight: 800;
  letter-spacing: .08em;
  padding: 9px 5%;
  text-align: center;
  text-transform: uppercase;
}

.site-header {
  align-items: center;
  background: var(--white);
  border-bottom: 1px solid #e5eaf0;
  display: flex;
  justify-content: space-between;
  padding: 16px 5%;
  position: sticky;
  top: 0;
  z-index: 10;
}

.site-header img {
  display: block;
  height: auto;
  width: 210px;
}

.site-nav {
  display: flex;
  gap: 22px;
}

.site-nav a {
  color: var(--blue);
  font-size: .8rem;
  font-weight: 800;
  text-decoration: none;
  text-transform: uppercase;
}

.hero {
  background: linear-gradient(120deg, var(--blue) 0%, #071f40 100%);
  color: var(--white);
  padding: 100px 5%;
}

.hero-inner,
.content,
.split,
.footer-inner {
  margin: 0 auto;
  max-width: 1120px;
}

.eyebrow {
  color: var(--gold);
  font-size: .8rem;
  font-weight: 900;
  letter-spacing: .13em;
  margin-bottom: 16px;
  text-transform: uppercase;
}

h1,
h2,
h3 {
  color: var(--blue);
  font-family: Montserrat, Arial, sans-serif;
  font-weight: 900;
  line-height: 1.12;
  text-transform: uppercase;
}

h1 {
  color: var(--white);
  font-size: clamp(2.5rem, 6vw, 4.8rem);
  max-width: 920px;
}

.hero-copy {
  color: #dce7f3;
  font-size: 1.25rem;
  margin-top: 24px;
  max-width: 800px;
}

.actions {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-top: 32px;
}

.button {
  background: var(--gold);
  color: var(--blue);
  display: inline-block;
  font-family: Montserrat, Arial, sans-serif;
  font-size: .82rem;
  font-weight: 900;
  padding: 16px 25px;
  text-decoration: none;
  text-transform: uppercase;
}

.button.alt {
  background: transparent;
  border: 2px solid var(--white);
  color: var(--white);
  padding: 14px 23px;
}

.section {
  padding: 80px 5%;
}

.section.alt {
  background: var(--pale);
}

h2 {
  border-left: 5px solid var(--gold);
  font-size: clamp(1.8rem, 4vw, 2.7rem);
  margin-bottom: 28px;
  padding-left: 18px;
}

h3 {
  font-size: 1.18rem;
  margin-bottom: 10px;
}

p,
li {
  font-size: 1.08rem;
}

p + p {
  margin-top: 20px;
}

.split {
  display: grid;
  gap: 55px;
  grid-template-columns: 1.1fr .9fr;
}

.panel,
.faq-item {
  background: var(--white);
  border: 1px solid #dfe6ee;
  border-top: 5px solid var(--gold);
  padding: 32px;
}

.panel ul {
  padding-left: 20px;
}

.panel li + li {
  margin-top: 12px;
}

.steps,
.faq {
  display: grid;
  gap: 20px;
  margin-top: 30px;
}

.step {
  border-left: 5px solid var(--blue);
  padding: 8px 0 8px 24px;
}

.notice {
  background: #eef4fa;
  border-left: 5px solid var(--blue-bright);
  margin-top: 30px;
  padding: 24px;
}

.cta {
  background: var(--blue);
  color: var(--white);
  text-align: center;
}

.cta h2 {
  border: 0;
  color: var(--white);
  padding: 0;
}

.cta p {
  color: #dce7f3;
  margin: 0 auto;
  max-width: 760px;
}

.cta .actions {
  justify-content: center;
}

.site-footer {
  background: #071f40;
  color: #b9c7d8;
  padding: 40px 5%;
  text-align: center;
}

.site-footer p {
  font-size: .9rem;
}

.footer-links {
  display: flex;
  flex-wrap: wrap;
  gap: 18px;
  justify-content: center;
  margin-bottom: 22px;
}

.footer-links a {
  color: var(--white);
}

@media (max-width: 820px) {
  .site-header {
    justify-content: center;
  }

  .site-nav {
    display: none;
  }

  .hero,
  .section {
    padding: 65px 22px;
  }

  .split {
    grid-template-columns: 1fr;
  }
}