Retirement money
A rate without an exit door is not a decision.
If you have money you will not need for several years, a fixed or indexed annuity might hold a piece of it. If you need the cash for groceries or a roof, it does not. We will say which conversation you are in.
Locked rate
Multi-year guaranteed annuities credit a stated rate for a stated term. We put the rate next to withdrawal limits and the company standing behind it.
Indexed credit
Fixed indexed contracts follow index rules. You are not buying the stock market. Caps, participation, and spreads decide what you actually get.
- 01How long the guarantee lasts, and what happens the day after
- 02How much you can take out without a penalty
- 03Surrender charges if you leave early
- 04Income riders — what they cost, what they add
- 05How interest is calculated, in English
- 06The claims-paying strength of the issuer
May be right if
- This money can sit for years
- You want a contractual rate or indexed crediting with a floor
- You already own a contract and want it read aloud
Probably not if
- This is the emergency fund
- You need all of it next year
- You only want the highest advertised rate on a flyer
Rates move, and a rate without the rest of the contract is a trap. We will sit down with current options.
Come see us
Sit down. Get taught. Then decide.
8039 Line Avenue, Suite 1A
Shreveport, Louisiana 71106
318.900.8525 · mark@squiregrouplife.com
- Monday – Friday: 9:00 a.m. – 6:00 p.m.
- Saturday – Sunday: Closed
Twenty minutes
Tell us what you want protected.
A conversation is not an application. If what you already have is doing the job, you will hear that.